Welcome to Bear Advisory
At Bear Advisory, we understand that financial difficulties can be overwhelming and stressful. As a trusted provider of personal insolvency services, our mission is to guide you through challenging financial situations with empathy, expertise, and professionalism.

Our Services

Bankruptcy
We help individuals facing financial hardship explore bankruptcy as a potential path to relief. We provide clear guidance on the process, its consequences, and available alternatives – empowering you to make informed decisions with confidence.

Personal Insolvency Agreements
A PIA is a formal alternative to bankruptcy, allowing you to negotiate a manageable repayment plan with creditors. We’ll help you assess if a PIA suits your situation and guide you through the process with clarity and care.

Difficulty Collecting a Debt from an Individual/ Bankrupting Others
If you're struggling to recover a debt of $10,000 or more, we can help assess whether bankruptcy action is appropriate. We conduct thorough investigations and manage the process professionally to maximise returns.

Other Trustee Appointments
We handle complex trustee roles, including Statutory Trustee Appointments under section 66G and Deceased Estate matters under Part XI of the Bankruptcy Act.
With experience and integrity, we manage these appointments with care and efficiency.
Why Choose Bear Advisory?
At Bear Advisory, we understand that financial distress can be overwhelming and deeply personal. With over 20 years of experience in personal and corporate insolvency, we offer more than just technical expertise. We provide a compassionate, professional, and trustworthy service that puts people first.

✓ Expertise
With decades of hands-on experience in insolvency, Bear Advisory brings deep knowledge and practical insight to every case. We stay current with industry regulations and best practices, ensuring that our clients receive accurate, strategic advice tailored to their unique circumstances.

✓ Empathy
We know that behind every financial challenge is a human story. Our approach is grounded in empathy and respect. We listen without judgment and work collaboratively to find solutions that support your financial recovery and ensure that you feel supported and understood throughout the process.

✓ Professionalism
Bear Advisory upholds the highest standards of integrity and accountability. We are transparent in our communication, and committed to delivering quality service at every stage.

✓ Trustworthy and realisable
At Bear Advisory, trust isn’t just earned—it’s maintained through every interaction. As a qualified insolvency practitioner registered with the Australian Financial Security Authority , we operate under strict legal and ethical obligations, ensuring we act with integrity, diligence, and fairness. Whether you're navigating bankruptcy or seeking guidance on financial recovery, we’re here to provide dependable support you can count on.

✓ Privacy
Privacy is at the heart of everything we do. As part of our duties as a registered trustee, we are committed to protecting your privacy and handling your information with the highest level of care.
Our systems and processes are designed to meet the expectations of AFSA and professional standards, ensuring that your data is secure and your story remains private. When you work with Bear Advisory, you can speak freely, knowing your information is treated with discretion and respect.
With over 20 years of experience in personal and corporate insolvency,
we offer more than just technical expertise.
About Kristen Triglone
Kristen Triglone is the director of Bear Advisory, a Registered Trustee in Bankruptcy and Chartered Accountant with over 20 years’ experience. She has the knowledge and expertise to guide you or your client through the complexities of insolvency processes providing the information and expert advice on the different options available.
For creditors seeking to recover debts owed by individuals, Bear Advisory provides guidance on the options available to maximise returns promptly.
Bear Advisory are committed to helping you and your client find the best possible outcome for your unique situation and provide support every step of the way. Contact us today to schedule a free consultation and take the first step towards financial freedom.

Together, we can navigate your financial future with confidence.
Contact Us
Email: admin@bear-advisory.com.au
Address: Level 25, 100 Mount Street North Sydney NSW 2060
Whether you're an individual facing financial pressure, a creditor seeking recovery, or a professional needing expert input, Bear Advisory is here to help.
Contact us today to find out how we can support you.